How to Apply for the Nubank Credit Card

How does the Nubank credit card work?

Nubank credit cards are free and have maintenance fees. Customers have autonomy and can control their spending in real time through apps installed on their phones. In addition to payment, purchases are expected to be paid in installments and the available limit will be adjusted.

What is Nubank's interest rate?

In addition to not charging an annual fee, if the customer is caught in the so-called revolving credit, the Nubank card also charges an interest rate of 7.75% per month to avoid late payments or installments (compare credit cards).

According to data from the Central Bank from April 30 to May 7 of this year, among 44 financial institutions, the revolving interest charged by Nubank is no lower than the average interest rate of Caixa and 6 small banks.

Through the partnership with two small banks (the company did not disclose the name), lower interest rates can be offered and, since the company's digital structure offers in-person service, it reduces the demand for services through the following means: Telephone.

Bank executive Cristina said that Nubank's goal is to further reduce interest rates over time, especially for customers with good credit ratings.

What is the limit on the Nubank credit card?

New users can receive a limit of R$50

After the Nubank card application is approved, the company can set the limit at R$50.

To increase the limit without approval, you need to pay first. Therefore, you need to pay part of the Nubank bill before the due date to increase the limit. Of course, this option is only suitable for people who already have funds.

What are the benefits of the Nubank card?

Zero annual fee

Increase the limit easily and with high quality;

Contact your bills and fees directly;

Card blocking can be completed through the app;

Discounts are available for early payment of bills and virtual cards;

Withdraw money from any bank within 24 hours.

Nubank card app

Open the Nubank app and, in the NuConta description, click the “Meet” button. Step 2. Click “Activate your account” and wait until you receive the access QR code and your account details. This information is required to make a bank transfer to your new account

Nubank is a support app for the credit card service of the same name. Through it, you can request new cards, register, track all purchases in real time and check invoices. The app is free and available for Android and iPhone (iOS).

How does the Nubank points system work?

When making purchases with the Nubank credit card, for every real spent, the customer accumulates 1 point in the “rewards” program, and these points can be used to pay off expenses on the invoice. To enjoy these benefits, simply open the Nubank app and choose which expenses to deduct from the accumulated points.

There are two main ways to earn miles: by purchasing tickets directly with partner airlines (domestic or international); by purchasing with a credit card that offers a points program – the same as Nubank Rewards.

Customer Service Channels

Now, if you want to contact us by phone, you can call Nubank's 0800 number at any time.

Do you have any questions? We can help you through our email channel.

. You can call Nubank's 0800 number at any time using the number below. 0800 608 6236.

Need help with chat now? Contact our customer service via chat